Guest Columnist

Diana Polk

Cities With the Highest Mortgage Delinquency Rates

With mortgage delinquency rates ranging from around 3% to as high as 24% depending on the city, the personal-finance company WalletHub today released its report on the Cities With the Highest Mortgage Delinquency Rates, to highlight where people are most at risk of credit score damage and foreclosure. WalletHub ranked 100 cities by analyzing proprietary user data from Q1 2025 to Q2 2025.

Most Delinquent Least Delinquent

1. Laredo, TX 91. Plano, TX

2. Detroit, MI 92. Reno, NV

3. Newark, NJ 93. Scottsdale, AZ

4. Baton Rouge, LA 94. San Diego, CA

5. Philadelphia, PA 95. Honolulu, HI

6. Baltimore, MD 96. Seattle, WA

7. New Orleans, LA 97. Madison, WI

8. Greensboro, NC 98. San Jose, CA

9. El Paso, TX 99. Fremont, CA

10. Lubbock, TX 100. San Francisco, CA

Most Delinquent	Least Delinquent
1. Laredo, TX	91. Plano, TX
2. Detroit, MI	92. Reno, NV
3. Newark, NJ	93. Scottsdale, AZ
4. Baton Rouge, LA	94. San Diego, CA
5. Philadelphia, PA	95. Honolulu, HI
6. Baltimore, MD	96. Seattle, WA
7. New Orleans, LA	97. Madison, WI
8. Greensboro, NC	98. San Jose, CA
9. El Paso, TX	99. Fremont, CA
10. Lubbock, TX	100. San Francisco, CA